rethinking of creditworthiness

of a person’s financial behaviour and potential. In contrast, fintech solutions utilise a range of data—from payment histories to social media activity—offering a more nuanced understanding of an individual’s creditworthiness This shift has profound implications for economic empowerment. By recognising the value of digital footprints, fintech firms are not only enabling greater access to funds but also instilling a sense of agency in those who have been overlooked by traditional systems This rethinking of creditworthiness reshapes financial narratives, shifting the focus from a simple assessment of risk to a more meaningful acknowledgement of economic ufabet